Fuel card security has become a critical element in modern fleet management. With rising fuel prices, increased pressure to reduce operational costs, and a growing threat of misuse and fraud, businesses need comprehensive tools that go beyond mere convenience. Fleet fuel cards are equipped with many features offering more than savings at the pump. These powerful alternatives to credit cards and cash provide layers of security and control for your company’s fleet operations.
Every Speedway fleet fuel card includes built-in safeguards that prevent purchases outside of approved parameters.
Why Fuel Card Security Matters to Fleet Managers
For fleets of all sizes, unauthorized fuel purchases and unmonitored expenses can eat away at profits. Whether you operate a fleet of regional service vehicles, are a national logistics provider, or anything in between, fleet fuel cards offer a structured solution to monitor and manage driver spending while helping your business enforce policy compliance, reduce fraud and increase accountability across every transaction.
Speedway’s Business Fleet Card and Business Universal Card are two examples of fleet card programs designed with strong security features. Each card includes tools like purchase limits, real-time tracking and driver PINs to ensure your company maintains complete control over fuel spending.
Driver PINs and Transaction Verification at the Fuel Pump
Every time a driver swipes a Speedway fleet card, they’re prompted to enter a secure driver PIN. This identification method ensures only authorized employees can access fuel funds. With odometer readings and location-based tracking integrated into the transaction process, each purchase is verified with accurate, actionable data.
These PIN controls are particularly useful for fleet managers who aim to track fuel purchases across multiple locations or drivers. They reduce the risk of theft or misuse and serve as a built-in fraud prevention mechanism, enhancing security without complicating the fueling experience for employees.
Spending Limits: Real-time Control over your Fleet’s Fuel Budget
With the ability to set card-specific or driver-specific limits, companies can enforce rules on the amount, time, day or type of fuel product being purchased. For example, you can limit diesel-only transactions for certain trucks or prevent fueling during unauthorized hours.
Fuel card systems like those from Speedway are built to support these priorities through intuitive tools, intelligent reporting and powerful fraud prevention measures.
This level of detail protects your business by ensuring every dollar spent is aligned with operational goals. It also means no more blind spots in accounting — each transaction is tied directly to a driver, a vehicle and a purpose. Greater control over fuel expenses helps with cash flow and benefits your bottom line.
Seamless Online Account Management
Access to secure and user-friendly online and mobile tools gives businesses the edge in managing their fleets efficiently. With the Speedway fleet card portal, managers can track employee spending, review detailed reports, update card permissions and monitor account balances from a single dashboard.
The mobile app amplifies convenience on the go, enabling fleet managers to make or schedule payments, monitor usage or cancel lost or stolen cards in real time. These digital tools bring transparency and agility to fuel management — key advantages for fleets operating in dynamic environments.
Enhanced Reporting for Smarter Decisions
Customizable reports provide in-depth insights into fuel consumption, driver behavior and vehicle performance. These reports help track trends, identify anomalies and uncover inefficiencies that could be costing your business money. Categories like transaction volume, fuel types, mileage and location usage are all readily available for analysis.
Reports can also assist with tracking tax exemptions for qualifying businesses, further reducing costs and improving the accuracy of financial documentation.
Built-in Fuel Fraud Prevention and Fleet Policy Enforcement
One of the biggest threats to company fleets is unauthorized usage of fuel cards. Every Speedway fleet fuel card includes built-in safeguards that prevent purchases outside of approved parameters. For example, a driver attempting to use a card at an unauthorized station, during off-hours or on a product outside their authorized limits will be automatically blocked.
Combined with real-time alerts and comprehensive data tracking, these controls provide peace of mind for fleet managers and business owners who must balance productivity, safety and cost efficiency.
When you program the previously mentioned spending controls to align with your fuel spending policy, drivers always know what is expected of them. These customizable spending limits are the perfect way to enforce your policies at the fuel pump.
National Fuel Station Acceptance and In-network Coverage
Security isn’t only about preventing fraud — it’s also about ensuring access and continuity for drivers. The Business Fleet Card is accepted at over 7,500 Speedway and 7-Eleven fuel locations, while the Business Universal Card extends coverage to 95% of fuel stations nationwide.
This vast acceptance network ensures drivers never have to use personal credit cards or carry cash — two risky methods that can lead to accounting discrepancies or theft. With one secure card system, businesses can streamline all fuel-related purchases under a single, reliable umbrella.
Fleet Savings that go Beyond the Pump
While security features are crucial, Speedway fleet cards also deliver competitive savings — fuel rebates of up to 5¢ per gallon at Speedway and 7-Eleven locations. These rebates are applied automatically and can be viewed directly in your monthly reports.
Savings are not limited to fuel alone. Reduced administrative costs, fewer lost receipts, improved fuel efficiency through better route tracking and decreased unauthorized spending all contribute to measurable financial gains.
Matching the Right Fleet Card to your Business Needs
Choosing between the Fleet Card and Business Universal Card depends on your specific fleet size, coverage area and operational model. For fleets that remain regional or primarily within Speedway and 7-Eleven networks, the Business Fleet Card offers maximum rebate potential. For those needing broader coverage across the U.S., the Universal Card balances flexibility with strong fuel management tools.
Both cards feature robust security, detailed tracking and a shared suite of controls that enhance driver accountability and overall operational transparency.
Empowering Fleet Managers with the Right Tools
Fleet management is no longer just about tracking mileage or keeping tanks full — it’s about optimizing performance, controlling costs and ensuring safety. Fuel card systems like those from Speedway are built to support these priorities through intuitive tools, intelligent reporting and powerful fraud prevention measures.
Managers can easily assess usage patterns, coach drivers using real-time data and react quickly to suspicious behavior. This level of insight transforms fleet operations from reactive to proactive, helping businesses stay competitive while safeguarding their assets.
The Smart Way to Secure your Fleet
Speedway’s suite of fleet fuel cards offers a smart, secure and scalable solution for today’s fleet operations. From PIN-based transaction security and spending limits to expansive reporting and mobile management tools, these cards are designed to give fleet managers the control they need to manage costs and reduce risk.
By combining financial oversight with operational flexibility, Speedway fuel cards help fleets of all sizes secure their resources, empower their drivers and unlock significant fuel savings. For businesses serious about optimizing their fleet operations, adopting a fuel card system with built-in safety features is not just a benefit — it’s a necessity. Visit speedwayfleetcards.com to learn more.